How to Avoid Roofing Scams After a Hail Storm in Texas

Hailstorms are a common occurrence in Texas, especially during the spring and summer months. While these storms can be awe-inspiring, they often leave behind significant damage to homes, particularly roofs. Unfortunately, in the aftermath of such events, unscrupulous contractors and scammers often emerge, preying on homeowners who are eager to repair their properties. To protect yourself from falling victim to roofing scams, follow these essential tips:

### 1. **Beware of Door-to-Door Solicitors**

After a hailstorm, it’s not uncommon for contractors to go door-to-door offering roofing services. While some may be legitimate, many are storm chasers looking to make a quick buck. Be cautious of anyone who shows up uninvited and pressures you to sign a contract immediately. Reputable contractors don’t need to resort to high-pressure sales tactics.

**What to do:** Politely decline their offer and take their contact information. Research the company thoroughly before considering their services.

### 2. **Verify Licensing and Insurance**

In Texas, roofing contractors are required to be licensed and insured. A legitimate contractor will have no problem providing proof of both. If they hesitate or refuse, it’s a major red flag.

**What to do:** Ask for their license number and verify it with the Texas Department of Licensing and Regulation (TDLR). Additionally, confirm that they carry liability insurance and workers’ compensation to protect you from liability in case of accidents.

### 3. **Check for Local References**

Storm chasers often come from out of state, set up shop temporarily, and disappear once the work is done—or worse, before it’s completed. Hiring a local contractor with a proven track record ensures accountability and reliability.

**What to do:** Ask for references from recent customers and read online reviews on platforms like Google, Yelp, or the Better Business Bureau (BBB). A reputable contractor will have a solid reputation in the community.

### 4. **Get Multiple Estimates**

Don’t settle for the first estimate you receive. Scammers often lure homeowners with extremely low bids, only to increase the price later or cut corners on materials and labor.

**What to do:** Obtain at least three written estimates from different contractors. Compare the scope of work, materials, and pricing to ensure you’re getting a fair deal.

### 5. **Avoid Upfront Payments**

A common tactic among scammers is to demand a large upfront payment before any work begins. Once they receive the money, they may disappear or perform subpar work.

**What to do:** Reputable contractors typically require a small deposit or no payment until the job is completed to your satisfaction. Never pay in full upfront.

### 6. **Understand Your Insurance Policy**

If your roof has sustained hail damage, your homeowner’s insurance may cover the repairs. Scammers often try to take advantage of homeowners by inflating claims or offering to handle the insurance process for them.

**What to do:** Contact your insurance company directly to file a claim. If you need assistance, hire a public adjuster or contractor who is willing to work with your insurer transparently.

### 7. **Read the Contract Carefully**

Never sign a contract without reading it thoroughly. Scammers may include hidden fees, vague language, or unfavorable terms.

**What to do:** Ensure the contract includes a detailed description of the work, materials, timeline, and payment schedule. If something seems unclear, ask for clarification or consult a legal professional.

### 8. **Look for Manufacturer Certifications**

Reputable roofing contractors often have certifications from manufacturers like GAF, Owens Corning, or CertainTeed. These certifications indicate that the contractor has undergone specialized training and meets high standards of quality.

**What to do:** Ask the contractor if they have any manufacturer certifications and verify them with the manufacturer.

### 9. **Don’t Fall for “Leftover Materials” Scams**

Some scammers claim to have leftover materials from a previous job and offer to repair your roof at a discounted rate. This is often a ploy to use low-quality materials or cut corners.

**What to do:** Insist on using new, high-quality materials and ensure they are specified in the contract.

### 10. **Trust Your Instincts**

If something feels off, trust your gut. Scammers often rely on creating a sense of urgency or confusion to pressure homeowners into making hasty decisions.

**What to do:** Take your time to research and make an informed decision. A trustworthy contractor will respect your need to do due diligence.

### Final Thoughts

Hailstorms can be devastating, but falling victim to a roofing scam can make the situation even worse. By staying vigilant, doing your research, and working with reputable professionals, you can ensure your roof is repaired properly and avoid unnecessary stress and financial loss.

If you suspect you’ve encountered a scammer, report them to the Texas Attorney General’s Office or the Better Business Bureau. Protecting yourself and your home starts with being informed and proactive.

Stay safe, Texas!